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General

Just for Mom: Taking a Mini Vacation

Having a mom mini-vacation is extremely important for your health. It is easy for a mother to get into a habit of only focusing on everyone else. This is a dangerous habit because you need time to relax, reflect and sleep. Think back to before you were a mom, if you can remember, and it’s likely you did things on your own or with your friends on a regular basis. You had a good balance of social, work and alone time. That balance is even more important when you become a mom.

Never feel guilty about occasionally needing some time away from your children. This gives you the ability to refresh and clear your mind. Your children will still love you when you return home from the spa or dinner with your girlfriends. Mom time is so important because it gives you the ability to still have your identity. Sure, you are still mom, but you are also a person.

Not only does me time benefit you, it also benefits your children, your partner, your work and your life. You will begin to notice when you need a mini vacation because you will start feeling overwhelmed, trapped and irritated. Get out of the house and allow canada 411 to help you find a place you can relax. You should be getting about six hours of me time a week. It may seem like too much, but it is less than one hour a day.

Your family needs to be able to operate without you once in awhile. Give your partner the chance to be in charge. Everyone benefits from your mini vacation.

Where to Find Food Recalls

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Food recalls happen all the time, but we don’t hear about them unless it’s a popular product, like Tylenol or dog food. Not so long ago a baby formula company recalled infant formula for having beetles and larvae mixed in. Before that, there was a dog food recall because a food additive was poisoning dogs to death.

As we learned from previous recalls, sometimes stores don’t find out about such recalls until the food has been found on store shelves all over the US after the public recall.

As class action lawyers in Los Angeles can tell us, there have been loads of people made sick by eating or drinking foods that have been later recalled. Then the public is informed.

How Can I Keep Abreast of Food Recalls?

The website, www.recalls.gov is a good way to keep informed on the foods that get cut. The site offers people with a way to report a problem with a food they believe should be recalled; all they have to do is click a link.

The site also offers a listing of the foods currently on recall and a way to contact the authorities, such as the Food Safety and Inspection Service, the US Food and Drug Administration, Centers for Disease Control and Prevention, and the US Dept. of Health and Human Services.

The site also have an opt-in listing where the public can join to receive email notifications of new food recalls, and they even offer a new widget that people can put on their website that receives a feed of all the new recall announcements.

Does the Type of Clothing Your Child Wear Prove You’re Parenting Properly?

You most likely know the answer to the question in the title. Outward appearances, except of course for those concerning cleanliness and signs that children are receiving proper nourishment, tell little if anything about any mommy or daddy’s ability to be a good parent.

Important things, like providing the best infant care possible, are what determine a person’s parenting abilities. Thankfully, couples or single parents don’t have to go through this alone. Nowadays, there is information available on every parenting issue imaginable, from whether or not to breast feed to where you can find the best prices on Nike clothing for your little sports star. You can get advice and tips on where to shop for baby food and children’s clothing, as well as how to keep sane.

Nike clothing now comes in the smallest baby sizes, so you can dress your little budding sports figure in his own football or baseball jersey, even before he’s old enough to grasp the ball itself. That’s okay, though, because good parenting includes indulging your child and yourself every once in a while. Many new parents enjoy buying brand name items, such as Nike clothing, even though Junior will probably only get one or two wears out of it before he outgrows it. True Nike apparel is durable, making handing it down very easy.

When you’ve finally reached that stage where your baby is sleeping through the night, you’ll enjoy watching your little one while he rests. Hold on these memories; they’ll get you through the parenting issues yet to come.

Refinancing Your Car Loan to Save Money

During difficult financial times, it’s important to find ways to save money and keep a balanced budget. This is especially true if you or your spouse have recently been laid off. While you scramble to get unemployment or a new job lined up, refinancing your family car can be a great way to save money and stay current on bills. If a loss of income makes it difficult to pay your bills or put food on the table, lowering your monthly car payment is probably the easiest way to minimize your financial obligations.

Refinancing a car loan can work in two different ways. First, you may have a loan that lowers the interest rate. If you have good credit or strong job history, you may qualify for a very low interest rate. This reduces the amount you pay over the life of the loan in addition to lowering your monthly payments. Car refinance loans can also extend the life of the loan. In this case, the payment of the loan is stretched out over a longer period of time; this results in lower monthly payments.

The family car is an important part of work, school, and family activities. If money is tight, refinancing the loan can mean the difference between defaulting on the loan and staying up-to-date on payments. Lenders are typically willing to work with families that are dealing with a decrease in income. They would rather refinance and help you keep up with payments than have to repossess the car and lose money on it. When you get laid off, refinancing your car loan can really help your family.

How to File Taxes for This Tax Season

Tax season has rolled around again, and it’s time to get your W-2s and dependents in order so that you can complete your income taxes. Once you and your spouse receive your W-2s, let your accountant fill out your income tax forms. When you go into your accountant’s office, make sure that you bring your dependents’ social security numbers. This will allow you to claim your dependents on your tax form and receive a child tax credit, something you never had to do before you had kids. Bring in any receipts that you may have for things such as donations or medication.

There are some changes in store for the coming tax season. Taxpayers who itemize deductions, including mortgage payments, charitable donations, and medical expenses will need to wait to file their taxes between mid to late February. Taxpayers who plan on claiming the higher education tuition and fees and educator expense deduction will have to wait as well. When it is time to file, the Internal Revenue Service recommends that taxpayers choose to file electronically. Since there will be a delay in filing for some taxpayers, they can receive their refund faster by e-filing.

When it comes to filing your taxes, you can file by paper or electronically. The quickest way to receive your refund is by e-filing. The money can be deposited directly into your bank account within 10 days. When you file your taxes this year, the accountant won’t be provided with a debt indicator. The debt indicator in the past was provided to accountants to let them know if a taxpayer owed money, including being delinquent on taxes or child support. The IRS felt that the debt indicator wasn’t necessary this year since most taxpayers e-file and receive their money in a few days. The taxpayer will still be able to check on the IRS site for the status of their refund.

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